CSA Travel Cancelation/Interuption Insurance
Why Buy Vacation Rental Insurance?
Even the best-planned
vacation can be impacted by the unexpected. Illness…severe
weather…car problems...delayed flights…lost
luggage. Troubles can occur when you least anticipate
them forcing you to cancel or interrupt your trip,
lose your vacation investment, and incur unplanned
expenses. And when you're away from home, things
like medical emergencies and illness are even
more difficult to manage.
Here are 5 real-life
scenarios to think about:
1 - Your 3-year old daughter
develops a severe ear infection two days before
your vacation. Can you cancel your trip and get
reimbursed for your prepaid travel arrangements?
2 - You spent over a year
planning your vacation. Two days into the trip
you're forced to evacuate due to an approaching
hurricane. Who's going to pay for the unplanned
expenses to get you back home? Will you get your
money back for the unused travel arrangements
for which you've already paid?
3 = Your luggage never
showed up at baggage claim and you just discovered
you may not get it for another 24-48 hours. Now
you must buy necessary personal items and clothing
you'll need until it's returned to you. Can you
get reimbursed for this?
4 - You're driving on
a scenic road in the mountains en route to your
vacation home when your car breaks down. How will
you get it towed?
5 - You're in a remote
location and suffer a broken leg. How will you
get to the nearest hospital to get the medical
attention you require? Who will pay for the high
costs involved in the evacuation since you're
outside of your health plan's coverage area?
CSA Travel Protection
plans provide important insurance coverage, benefits
and 24-hour emergency assistance services to take
care of you while traveling and protect your hard-earned
investment.
Interested
in protecting your vacation?
Contact your
vacation rental company today!
About CSA Travel Protection
®
CSA Travel Protection is dedicated to providing
value-driven travel insurance and emergency assistance
services to protect your investment and provide
the peace of mind you deserve while traveling.
Since its inception in 1991, CSA has developed
a reputation for standing behind its customers
and evolving products and services to meet their
needs. Through superior customer service, extensive
experience and industry-leading innovation, we're
with you every step of the way - whenever and
wherever you need us.
CSA's travel insurance
products are underwritten by Stonebridge Casualty
Insurance Comany. Stonebridge Casual Insurance
Company is a member of AEGON Insurance Group.
Stonebridge Casualty Insurance Company is rated
as "A-" (Excellent) by the A.M. Best
Company for financial strength and operating performance.
(Ratings and analysis for 2005). This plan is
administered by CSA Travel Protection and Insurance
Services. For our license number in your state,
please visit our website at www.vacationrentalinsurance.com/license.
Insurance
Coverages *
(Underwritten
by Stonebridge Casualty Insurance Company)
|
| Coverage |
Details |
|
Trip Cancellation
& Trip Interruption
100% of Reservation
Cost
|
Trip Cancellation and
Trip Interruption provide reimbursement
for unused, nonrefundable trip cost. Trip
Interruption also provides reimbursement
for additional transportation costs. Some
examples of covered reasons include:
- Covered Sickness, Injury,
or death of you, a Family Member, Domestic
Partner or Traveling Companion
- Mandatory hurricane
evacuations
- Your Home residence
made Uninhabitable
- Jury duty
- A Terrorist Act in
your departure or destination city
- Travel arrangements
canceled or delayed by the common carrier
due to adverse weather, natural disaster
or labor strikes
- Unforseen Financial
Insolvency of an airline, cruise line
or other travel supplier
- Armed services leave
revocation
- Extension of school
year
- Involuntary termination
of employment or layoff
- Transfer of employment
of 250 miles or more
|
|
Travel Delay
$600 per person
($200 Daily Limit Applies)
|
Provides
coverage if you are delayed during a trip
for more than 12 hours due to a covered reason. |
|
Baggage Delay
$200 per policy
|
Provides
coverage for the emergency purchase of necessary
items if baggage is delayed for more than
24 hours. |
|
Travel Accident
(Accidental Death
and Dismemberment)
$100,000 Per Person
|
Provides
coverage for loss of limb or life in the event
of an accident while traveling, or within
180 days of that event. |
|
Emergency Assistance
(Emergency Medical
Transportation)
$50,000 Per Person
|
If
you become sick or injured on a trip, Emergency
Assistance will provide benefits such as:
arrange transportation to the nearest suitable
medical facility; help the guest return home,
if medically necessary; provide round-trip
economy air fare for a companion to visit
you are alone and hospitalized for more than
7 days. |
* Benefits and services
are described on a general basis. For complete
details, contact CSA for a sample certificate/policy.
Insurance coverage is provided to all travelers
occupying the property, who must be residents
of the United States or non-residents traveling
to the United States.
Pre-Existing Medical
Conditions
Pre-Existing Medical Conditions are accepted if
you are not disabled at the time they pay for
the plan cost, and if the plan is purchased by
final trip payment.
Identity
Theft Protection **
(Provided by CSA’s
Designated Provider) |
| Coverage
& Services |
Details |
|
Identity Theft
***
$20,000
|
Provides fast and responsive
recovery support to victims of identity
theft by contacting credit reporting agencies
and providing coverage for costs to restore
a victim’s credit profile. Coverage
and services apply for six months starting
on check-in date.
|
|
Identity Theft
Recovery Services
Included
|
** Only available to the
primary person on the reservation, who must be
a resident of the United States.
*** Identity Theft Insurance
underwritten by Travelers Casualty and Surety
Company of America and its property casualty affiliates,
Hartford, CT 06183. Coverage for all claims or
losses depends on actual policy provisions. Availability
of coverage can depend on underwriting qualifications
and state regulations. Coverage not available
for residents of New York.
| 24-Hour
Emergency Assistance Services |
| Instant CSA Insurance's
24-hour Worldwide Emergency Hotline provides
you with immediate aid for: |
•
Embassy and Consular Services
• Emergency Cash Transfer
• Emergency Messaging
• Emergency Presciption Refill
Assistance
• Legal Referral
• Lost Baggage Tracking |
•
Lost Ticket and Passport Assistance
• Medical Referral
• Nurse Help Line
• Pre-Trip Travel Advice
• Translation Services
• Worldwide Medical Information |
|
Concierge
Services
(Provided by
CSA’s Designated Provider) |
| Provides
assistance with arranging sporting, amusement
park and entertainment ticketing, fine dining
reservations, golf tee times and special events. |
Vehicle
Return Service
(Provided by CSA’s
Designated Provider) |
| Coverage
& Services |
Details |
|
Vehicle Towing
Service
Up to $500
|
If guest’s vehicle
breaks down, it will be towed to the nearest
service facility. If the facility cannot
repair the vehicle and it is more than 50
miles away from the guest’s home, it
will be towed to the guest’s home repair
facility.
|
10-Day Free Look
If you are not satisfied
for any reason, you can simply return your Description
of Coverage within 10 days of receipt. You should
include a letter stating your desire to cancel.
If you have not already left on their trip, you
will receive a full refund.
Questions About Coverage?
Call CSA Travel Protection
at 866-298-6846 and reference your vacation rental
company.
CSA Travel Protection
Customer Service Hours:
Monday through Friday 6
a.m. - 9 p.m Pacific
Saturday and Sunday 6 a.m. - 3 p.m. Pacific
More
Details - CSA Travel Protection Policy
|
